Generate Homes

Debt deposit funding for high income borrowers and first home buyers.

Generate Homes is a debt deposit product utilising institutional capital. It is secured by way of a second registered mortgage and offers a potentially more cost-effective solution than Lenders Mortgage Insurance (LMI).

Unlike traditional LMI, it considers factors such as future earnings, lump sum payments, and employment strength, providing an alternative for first home buyers and high income borrowers with low deposit savings.