Wholesale funding

365 Funding is a wholesale provider of funding facilities to mortgage managers and non-bank lenders. Designed to provide funding certainty when issuing approvals, we offer the opportunity to sell loans under individual brands with control of your customers.

Our approach

Experience

Our team has a deep understanding of mortgage credit with backgrounds in real estate lending, capital markets, securitisation, asset-liability management and asset management.

Systems

Our market leading technology, which has been developed over a decade, enables you to originate and manage loans and fund efficiently at scale, with reduced friction.

Funding

We provide access to a broad range of institutional wholesale funding solutions. Scale your market reach and build broker relationships with a wide range of lending products.

Why partner with us?

Why partner
with us?

Simplify your origination

Take the hassle out of dealing with multiple funding counterparties.

Take the hassle out of dealing with multiple funding counterparties .

Take the hassle out of dealing with multiple funding counterparties

Reduce your cost of capital

Originate more loans at a lower cost of capital, growing your margins and profitability.

Capital-light model

Reduce your running costs and simplify your operations, so you can focus on building your brand and growing your broker and borrower relationships.

Retain your customer relationships

Leverage our wholesale funding to build your brand presence and Enterprise value.

Product offering

Non-Regulated/Regulated

Long-Term

Non-Regulated and Regulated Long-Term

Up to 30 years

Up to $5,500,000

Non-Regulated 



Short-Term

Up to 36 months

$250,000 to $40,000,000

Non-Regulated



Construction

Up to 24 months

$500,000 to $40,000,000

Regulated



Bridging Loans

Up to 12 months

$200,000 to $10,000,000

Security types considered: Residential and Commercial.

Forward-thinking technology solutions.

Using state-of-the-art technology tools, our credit solutions are designed to streamline the loan origination process for non-bank lenders.

365 Funding provides private wholesale funding to established and emerging non-bank lenders and mortgage originators looking to grow their loan books and scale their businesses without the constraints of traditional finance.

365 Funding provides private wholesale funding to established and emerging non-bank lenders and mortgage originators looking to grow their loan books and scale their businesses without the constraints of traditional finance.

365 Funding provides private wholesale funding to established and emerging non-bank lenders and mortgage originators looking to grow their loan books and scale their businesses without the constraints of traditional finance.

365 Funding provides private wholesale funding to established and emerging non-bank lenders and mortgage originators looking to grow their loan books and scale their businesses without the constraints of traditional finance.